Chief Risk Officer Life & Health Re, Swiss Re
Karen is the Chief Risk Officer Life & Health Re, responsible for the end-to-end risk management, valuation and reserving of the L&H business. This includes the risk management and appointed actuarial responsibilities of defined legal entities in the Group. Karen is a member of the Life & Health Reinsurance Executive Committee.
Prior to the appointment, Karen took on the role of Head Life & Health Products Asia in April 2022, with APAC regional responsibility for the conduct of Swiss Re's L&H reinsurance business, including costing and underwriting new business.
Karen joined Swiss Re as Chief Risk Officer for Asia Pacific in May 2014. In this role, Karen and her teams worked to ensure that the business has the necessary culture, expertise and framework to support good risk-taking. In July 2018, her portfolio expanded to also include risk management of Swiss Re's Life and Health Reinsurance business globally.
Karen was previously Chief Actuary of Zurich Life Insurance Company in Switzerland, overseeing operations in the Swiss domestic market, International Group business, as well as branches in Asia and the Middle East. Before that, Karen headed up Zurich Insurance Group's Global Life Risk Analysis department and was responsible for Zurich's risk and capital management models and approach for its Life businesses globally.
Before joining Zurich Insurance Group, she was already a member of Swiss Re from 1998 to 2008, holding multiple positions in Group Capital Management, Finance and Life & Health.
Karen is a Fellow of the UK Institute and Faculty of Actuaries and holds a Master of Business from the Nanyang Technological University of Singapore. She completed the Advanced Management Programme at Harvard Business School in 2018.